I recently received some information from Safeco Insurance on water claims. Did you know that home insurance water claims are the 2nd most frequently filed claims? In addition, 1 in 50 insured home owners will file a water damage claim each year. Wow, that is a lot of claims for water damage. So below are a few tips for preventing or reducing claims.
Know where the main water valve is located so it can be shut it off quickly in case of an emergency.
Monitor the water bill. A bigger water bill may indicate a water leak exists.
Replace the rubber hoses on washing machines, dishwashers and other water-related appliances periodically. Steel-braided hoses increase durability and longevity.
Test sump pumps at least once per year. If the pump doesn’t have an alternate power source, add a battery backup or upgrade to a
pump with a water-powered backup.
Clean gutters and downspouts regularly to ensure water moves through them properly and drains away from the home’s foundation.
Inspect the water heater annually for signs of corrosion or leaks. Aging water heaters can weaken over time, increasing their
likelihood of rupturing.