{"id":53,"date":"2023-12-20T04:00:00","date_gmt":"2023-12-20T10:00:00","guid":{"rendered":"https:\/\/www.alpineridgeinsurance.com\/blog\/?p=53"},"modified":"2024-01-03T02:22:24","modified_gmt":"2024-01-03T08:22:24","slug":"what-happens-if-im-caught-driving-without-insurance-in-washington","status":"publish","type":"post","link":"https:\/\/www.alpineridgeinsurance.com\/blog\/what-happens-if-im-caught-driving-without-insurance-in-washington\/","title":{"rendered":"What happens if I\u2019m caught driving without insurance in Washington?"},"content":{"rendered":"<p>Operating a motor vehicle in Washington State without the minimum required liability insurance coverage (except for a moped) is illegal.&nbsp;It is necessary as a way to assume responsibility for any damages to other drivers and property as a result of an accident.&nbsp;<\/p>\n<h2>Required Insurance Coverage<\/h2>\n<p>Your insurance policy must have limits of at least $25,000 for bodily injury or death to a vehicle with one person in the car.&nbsp;&nbsp;$50,000 of bodily injury or death coverage if you&#8217;re liable for an accident involving two or more injured parties.&nbsp;&nbsp;The state also requires a minimum of $10,000 of property damage coverage to go toward the destruction of property in an accident.&nbsp;<\/p>\n<h3>Proof on Insurance<\/h3>\n<p>While driving in Washington state, you must be prepared to show law enforcement adequate proof of insurance upon request.&nbsp;&nbsp;At Alpine Ridge Insurance in Auburn, WA, we will provide you with an insurance card as proof of insurance when you buy a policy.&nbsp;&nbsp;The card will include the following items that the state requires:<\/p>\n<ul>\n<li>The name of the insurance company<\/li>\n<li>Your policy number.<\/li>\n<li>Date your insurance policy went into effect.<\/li>\n<li>The expiration date of your insurance policy<\/li>\n<li>Your vehicle description including the year, make, and model.<\/li>\n<li>The name of the insured drivers for the vehicles on the policy.<\/li>\n<li>If more than five vehicles are listed on the policy, the card should include &quot;fleet.&quot;<\/li>\n<\/ul>\n<h3>Driving without insurance<\/h3>\n<p>Failure to provide proof of insurance is a traffic infraction, but knowingly providing misleading evidence of insurance coverage is considered a misdemeanor (like giving proof of insurance to an officer on a canceled policy).&nbsp;&nbsp;<\/p>\n<p>If you drive a motor vehicle without the required insurance, you will receive a minimum fine of $550.&nbsp;&nbsp;Additionally, suppose you&#8217;re at fault for an auto accident.&nbsp;&nbsp;In that case, you may have your license suspended, especially if you don&#8217;t pay for the damages and injuries from the accident.&nbsp;<\/p>\n<h3>Contact us today<\/h3>\n<p>The state of Washington doesn&rsquo;t play around when it comes to the safety of its drivers, and neither should you.&nbsp;&nbsp;If you are driving a motor vehicle and don&#8217;t have the required auto insurance, call us today.&nbsp;&nbsp;At Alpine Ridge Insurance in Auburn, WA, we will partner with you to get you legal and protect you and others on the road.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Operating a motor vehicle in Washington State without the minimum required liability insurance coverage (except for a moped) is illegal.&nbsp;It is necessary as a way to assume responsibility for any damages to other drivers and property as a result of an accident.&nbsp; Required Insurance Coverage Your insurance policy must have limits of at least $25,000 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[7,6],"class_list":["post-53","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-alpine-ridge-insurance","tag-auburn-wa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/53","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=53"}],"version-history":[{"count":1,"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions"}],"predecessor-version":[{"id":54,"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions\/54"}],"wp:attachment":[{"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=53"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=53"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alpineridgeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=53"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}