At Alpine Ridge Insurance, we recommend umbrella insurance to all our clients who are homeowners, business owners, to anyone with assets that need protection. There are several reasons why your auto or home policy may need this additional protection.
Claims happen… sometimes your liability owed is over the limit of your home or auto policy. This is where an umbrella policy comes in.
This refers to any property you own that can be sold and used to pay off a debt. Assets include the following:
When you are drafting your umbrella policy, you need to consider the value of your current property and assets. Your umbrella insurance policy should cover at least that much. Also, you want to ensure that any future income is protected, so multiply your current income by 20 years and include it in the total. It is a wise idea to have more instead of opting for less when building an umbrella policy.
If you live in or around Auburn, WA, contact our agents at Alpine Ridge Insurance today for more information about umbrella insurance policies. We look forward to working with you soon.
This insurance agency is so nice to work with. Kim, who I've mainly dealt with, is professional, caring and helpful.
- Brenda B.
I am in the insurance industry and know that it can be confusing to know if you're getting the best value. Garrett definitely took the time to find me exactly what I needed and not extra things that would raise my premium. I will be recommending them for home, auto, and umbrella to anyone who wants to know if they are truly getting the lowest price!
- Jay B.
New Marine policy! Agency was very helpful and quick to make necessary changes along the way. Thanks to all!!
- Peter E.
Kim really helped us out through the home buying process. She helped us find an insurance that was right for us and she saved us some money!
- Dusty E.
We have been with another Company for many years. Alpine Ridge did a very good job identifying our needs and they saved us money. Sometimes you can get more for less.
- Dan W.