When you have a vehicle in Washington, you have to have insurance for it by state law. This insurance has to have a number of types of coverage that are required to be in the policy, including a few types that come with policies but can be rejected if you choose to. However, the amounts of coverage required in Washington are small when compared with other states. It’s generally a good idea to get higher amounts of coverage than are required as the minimum amounts.
When you need auto insurance in the state, call us at Alpine Ridge Insurance in Auburn, WA.
Liability Coverage Types
In Washington, there are two types of liability coverage that are required that encompass three different coverage amounts. There are two amounts required for bodily injury liability coverage. One is an amount for one person who becomes injured in a vehicle accident, and the other is for all of the parties who become injured. Both of these coverage amounts pay for the medical bills, lost wages, and other costs that are due after there is an accident that is your fault. There is also an amount required for property damage liability coverage. This pays for the property damage done to the other party’s items such as their vehicle or building.
Other Types of Auto Coverage
There are three other types of coverage that come with auto policies in Washington that can be rejected if you want to take them out. However, it’s a good idea for your protection to keep them. One is bodily injury coverage for accidents with underinsured motorists. The second one is property damage coverage for underinsured motorists. The third is basic personal injury protection. This covers your own injuries after an accident.
Get Protected With Auto Insurance
To get the policy you need, call us at Alpine Ridge Insurance in Auburn, WA.