Skip to content
Click to Call
Alpine Ridge Insurance

101 D St NE
Auburn, WA 98002

Get Directions

Alpine Ridge Insurance Blog

What Every First-Time Buyer Needs to Know About Purchasing Home Insurance

Are you considering purchasing a home near or around the Auburn, WA area? The first time you buy a home can be an exhilarating yet nerve-wracking experience. It’s essential to protect one of life’s most significant investments. If you’re getting ready to become a first-time homeowner, this brief guide from Alpine Ridge Insurance will provide some good information to help make the process go smoothly.

Understand What Home Insurance Is

Even if you’ve owned several homes, you’re still not an expert on home insurance yet. It’s a package policy with different components that can be difficult to understand. It’s important to take time to ask an agent questions and know what each part covers. Every year you’ll review your homeowner’s insurance policy and make adjustments if necessary. Our experts help guide you through the process.

Home insurance is good financial protection should you have an unexpected loss from a natural disaster, vandalism, or other events out of your control. A home insurance policy does not include maintenance of appliances like an HVAC unit or roof.

Where You Live Matters

Your location in the country matters when making decisions about your home insurance policy. For instance, if you live in a coastal area, you’ll likely need to consider additional flood insurance. Anyone who lives in a part of the country where earthquakes are common should have earthquake insurance. These aspects are always carefully considered wherever you live. Auburn, WA can be prone to flooding, so you should plan accordingly.

Get An Estimate From Alpine Ridge Insurance

Is this your first time buying a home? We would love to guide you through the process. Get in touch with one of our experts today for professional help with home insurance.

States We Serve

  • Washington
  • Oregon
  • Idaho
  • Colorado
  • Arizona
  • Texas
  • Montana
  • Oklahoma


Partner Carriers

  • American Modern
  • American Reliable
  • Bristol West
  • Encompass
  • Foremost
  • GeoVera
  • Hagerty
  • Mapfre
  • National General
  • Progressive
  • Safeco
  • Selective Flood