Nobody wants to think about life-changing events happening, but accidents and unexpected events happen all the time. Here at Alpine Ridge Insurance, serving the greater Auburn, WA area, we have seen the unexpected occur, and we have seen how it disrupts our clients’ lives. Having the right insurance can help prevent this from happening.
One of the questions that we have recently been asked is whether you file an auto insurance claim or a home insurance claim if your vehicle was damaged or destroyed in a home fire. We are here to assist with all your queries.
If My Car Is Damaged By a Home Fire, Is It An Auto Insurance Claim or a Home Insurance Claim?
As a general rule of thumb, most home insurance policies exclude vehicles that have a motor in them. This typically includes your car, a motorhome, a boat, a motorcycle, or any toys you may have, such as a 4-wheeler or snowmobile. If your home catches fire, these items are excluded from your home insurance policy, which means you will have to file a claim under your vehicle policy. In order for your claim to be accepted, you need comprehensive coverage on the vehicle.
Consult With Us Today
Having the right insurance products is extremely important in the event that the unexpected happens. It helps to ensure you are covered and protected from any event. At Alpine Ridge Insurance, serving the greater Auburn, WA area, we are pleased to help clients find the products that are best for them and offer them the protection they need. Schedule an appointment with us and let’s work together to help you get the insurance products you need.