Taking your boat for a long-time cruise in the open ocean sounds so soothing, it’s hard to resist. However, it’s important to make sure boat/watercraft insurance in Auburn, WA, will provide coverage if something happens.
Standard Policies
In short, no, standard policies usually do not provide coverage in international waters. Many provide coverage in domestic waters and local waterways, such as lakes. However, there may be geographical limitations written in the fine print of your policy.
Speak with an agent at Alpine Ridge Insurance to learn more about your limitations. It’s best to know about exclusions before you’re left stranded in international waters after an accident.
Getting International Coverage
Although standard policies may exclude international waters, that doesn’t mean you’re out of luck. There are several options you have when it comes to obtaining proper coverage.
Contact Your Provider
The first step is to contact your current insurance provider and let them know your travel plans. You may be able to obtain additional coverage for your vacation. It’s crucial to know where you’re headed to ensure your coverage will work in foreign waters. Ask about additional coverage to see if you can get a rider for international waters.
Ensure this includes coverage for accidents or breakdowns, such as on-water towing, fuel delivery, and wreckage removal.
Specialized Providers
While most companies offering boat/watercraft insurance offer coverage for international waters, your company may not. In that situation, contact specialized providers that advertise coverage for international waters to get the policy you need before you leave.
Our agents at Alpine Ridge Insurance will work with you to ensure you have everything you need before boarding your vessel. Contact us to learn more. We’re currently serving the Auburn, WA, area.
