Most auto insurers detail coverage levels and payment plans for the year ahead. But is that coverage and other details set in stone for the entire policy period? It’s a question that has likely crossed your mind. Alpine Ridge Insurance is here to help you and other drivers in Auburn, WA better understand the nuances of auto insurance.
The Potential to Change Auto Insurance Coverage Mid-Policy
Contrary to popular opinion, it is possible to change the terms of an auto insurance policy before it renews. If a major life event occurs, such as a job loss, marriage, divorce, or a teenage family member becoming eligible to drive, it might make sense to request an auto insurance change.
The caveat every Auburn, WA driver should be aware of is that changing auto insurance coverage might hike or possibly even reduce rates. The specific changes you request ultimately determine the rate increase or decrease.
Open the Lines of Communication with Your Agent
If you are uncertain about a coverage level, want to add a new driver to your policy or simply need to change your address, be proactive. Reach out to your insurance agent to request that the changes be made.
Be sure to inquire how the changes affect your monthly premiums before committing. Also, don’t forget to ask for a new copy of your auto insurance coverage that reflects the requested changes. You might also need new ID cards to store in your vehicle.
Most Auto Insurers are Flexible
Though there is the possibility of an auto insurer refusing a change request, the majority of providers are willing to make changes prior to the renewal period.
Get a Quote from Alpine Ridge Insurance
Your personalized insurance quote is a call away. Dial 253-833-9501 to find out more about our coverage options.
