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101 D St NE
Auburn, WA 98002

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Alpine Ridge Insurance Blog

Does My College Student Need Their Own Policy?

If you’re a Washington driver, you’re required to carry auto insurance. If you need help choosing the right policy, our team at Alpine Ridge Insurance can give you the guidance you need. Drivers near Auburn, WA, are encouraged to visit our office and speak with one of our experienced agents. We’ve been helping Washington drivers like you since 2015.

Does My College Student Need Their Own Policy?

When children become old enough to drive, parents typically add them to the family’s auto insurance policy. But if your child is heading to college in another state, you may wonder whether they need a separate policy. In most cases, a college student won’t need a separate policy as long as they still list your home address as their permanent address. If they decide to move out of state permanently, though, a separate policy would likely be necessary.

It can also help to reach out to your child’s college directly, since some schools don’t allow freshmen to have cars on campus. A student who lives off-campus and holds a job away from school generally has a greater need for their own auto insurance policy and a driver’s license from the state where the college is located. Talk to one of our insurance agents to figure out what makes the most sense for your family.

A car accident can happen to anyone, even a great driver. Our team at Alpine Ridge Insurance will take the time to listen to your auto insurance questions. Drivers near Auburn, WA, have discovered that we provide excellent customer service. Call us today to schedule your appointment and get the auto insurance coverage you need.


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