Category: Boat/Watercraft Insurance

The more well-informed you are about boat insurance, the better protected you will financially be while boating. At Alpine Ridge Insurance, we can provide you with the information you need to make good decisions as a boat owner in Auburn, WA. 

Many boaters make bad choices because of inaccurate assumptions they make about insurance coverage.

The following are three things you shouldn’t assume about your boat insurance policy:

You enjoy coverage everywhere once you’ve purchased boat insurance

A boat insurance policy will only cover you when you are boating if you are located within certain geographical limits.

Unfortunately, you will not be covered by your policy if you go boating outside of the geographical limits that are specified in the details of your policy. 

It’s always best to buy boat insurance from the same company you buy a home and/or auto insurance from

While you can sometimes enjoy lower boat insurance rates from the same company that insured your car and boat, this is not always the case.

It’s always best to shop around and get quotes from other providers before buying a boat insurance policy from an insurance provider of which you are already a customer. 

It’s not really necessary to purchase boat insurance.

It’s never a good idea to forego boat insurance coverage. Although boat insurance is not required by law in the state of Washington, failing to carry coverage could lead to severe financial consequences if you end up in a boating accident.  

Contact Us Today

Let us answer your questions about boat insurance. At Alpine Ridge Insurance, we have boat insurance policies available. Boat owners in Auburn, WA can get a policy quote for their boat in by emailing or calling us.

No matter if you use your boat for fishing, recreation, or cruising, it is important to have boat insurance. Boat insurance can provide peace of mind in case of an accident, and it can also help protect you from liability in the event that someone is injured or their property is damaged while on your boat. Alpine Ridge Insurance in Auburn, WA can help you navigate this important insurance coverage.

Here are some of the benefits of boat insurance:

1. Protection in the Event of An Accident

No one likes to think about what could go wrong while they’re out on the water, but accidents can and do happen. Whether you collide with another boat, a dock, or even a buoy, your boat insurance will help cover the repair cost.

2. Coverage for Weather-Related Damages

We all know that the weather can be unpredictable, and even the most experienced boat captains can’t always avoid bad weather. If your boat is damaged in a storm, your insurance policy will help to cover the cost of repairs.

3. Protection from Theft and Vandalism

Unfortunately, boat theft is not uncommon. If your boat is stolen or vandalized, your insurance policy will help cover repairs or replacement costs. If you talk to a reputable company like Alpine Ridge Insurance in Auburn WA, you can get comprehensive boat insurance policies for optimum protection.

4. Discounts on Safety Courses

Most boat insurance companies offer discounts to policyholders who take safety courses. This is because they know that educated and experienced boaters are less likely to have accidents.

Give Us A Call

As you can see, there are many good reasons to have boat insurance. If you’re a boater in Auburn, WA, be sure to talk to Alpine Ridge Insurance about getting a policy that’s right for you.

We’ll be happy to answer any of your questions and help you find the perfect coverage for your needs. Give us a call today.

Those that are in the Auburn, WA area will find that the warm months of the year are a great time to get outside and enjoy all of the amazing recreational activities available in this part of Washington. One fun activity that anyone will enjoy is going out on the water in their very own boat. While investing in a boat can provide you with a lot of great memories, boat ownership does come with other responsibilities as well. One responsibility is your need to get the right insurance. There are various situations when someone will need this coverage.

When Trying to Cover Asset

A situation when someone will want to have a boat insurance plan is when they want to cover their asset. A boat owner will make a big investment into their watercraft and insuring it is a great way to protect it. With a proper insurance plan, you will remain properly covered at all times. 

When Mitigating Liability Risk

You also need to get a boat insurance plan to mitigate your liability risk. Those who are going to operate a boat will always have the risk that they could cause an accident. With the right insurance plan in place, you will have the support needed to cover any costs that are associated with an accident up to the policy limit. 

Getting the right insurance for your watercraft in the Auburn, WA area is important. As you are looking for coverage in this area, starting your search with Alpine Ridge Insurance is a great idea. There are a lot of choices to make along the way when looking for protection and Alpine Ridge Insurance can help you build the right plan. This can ensure your boat is protected and that you are able to mitigate your liability risk.